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Annual Percentage Rates (APRs) as of July 23, 2008 and are subject to change. Rates disclosed with
an * are the lowest rates available; your rate will be determined by your credit score.
Secured Loans - Autos, Boats, RV's, Motorcycles, etc.
|
Term |
APR as
low as |
 |
Up to 36 Months |
4.75%* |
| |
Up to 48 Months |
4.99%* |
| |
Up to 60 Months |
5.49%* |
| |
Up to 72 Months |
6.49%* |
| |
Up to 84 Months |
7.49%* |
| |
Up to 96 Months |
7.99%* |
Signature Loans
|
Term |
APR as
low as |
 |
Up to 60 Months |
7.99%* |
Mortgages
|
Type |
Rate |
APR |
|
|
|
|
| |
30 Year Fixed Rate |
6.875% |
6.906% |
| |
20 Year Fixed Rate |
6.750% |
6.791% |
| |
15 Year Fixed Rate |
6.500% |
6.551% |
| |
10 Year Fixed Rate |
5.49% |
5.560% |
| |
7 Year Balloon |
5.74% |
5.837% |
|
5 Year Balloon |
5.49% |
5.622% |
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1/1 ARM |
Call for current rates |
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3/1 ARM |
Call for current rates |
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5/1 ARM |
Call for current rates |
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7/1 ARM |
Call for current rates |
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10/1 ARM |
Call for current rates |
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Initial Interest : |
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5/1 ARM |
Call for current rates |
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10/20 Fixed |
Call for current rates |
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**Home Equity Line of Credit
Open-end |
|
4.60%
|
**The Home Equity Line of Credit APR is determined by the value of the 26-Week Treasury Bill rate rounded up, plus an added margin of 2.5%. This rate can change monthly.
Click here to print a mortgage loan application.
Credit Cards
|
Name |
Term |
APR |
|
|
|
|
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Classic MasterCard |
Open-end |
12.96% |
| |
Classic Visa Card |
Open-end |
12.96% |
| |
Platinum MasterCard |
Open-end |
9.90% |
| |
Platinum Visa Card |
Open-end |
9.90% |
Other Loans
|
Name |
Term |
APR |
|
|
|
|
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***Classroom Supplies Loan |
10 Months |
0.00% |
| |
Share Secured |
Up to 36 Months |
3.99% |
| |
Share Secured |
37 to 60 Months |
4.99% |
| |
****EZ Access Line of Credit |
Open-end |
9.10% |
CD secured loan rates are 2% plus the current CD interest rate, please call for more details.
***The 0% Annual Percentage Rate (APR) Classroom Supplies Loan is available to K-12 teachers only and is limited to one loan per school year. $500 loan amount with a 10-month repayment term. Payments are $50 per month and will be automatically transferred on the 10th of each month from your Share Savings Account (S1). Payroll deduction and proof of employment at a Michigan school are required.
****Line of Credit APR is determined by rounding the monthly average of the 26-Week U.S. Treasury Bill rate to the nearest one-tenth percent and adding seven percentage points. This rate can change monthly. |
